Live · 99.99% uptime

Payments
without
limits.

FlowPay is the developer-first payment infrastructure trusted by 12,000+ businesses. Accept, process, and disburse money globally with a single API.

$2.4B+
Processed monthly
99.99%
Uptime SLA
180+
Countries supported
< 50ms
Avg API response
Payment received
$4,200 · Acme Corp
dashboard.flowpay.io
Today's Revenue
$24,891
+12.4%
Transactions
1,284
+8.1%
Fraud Blocked
3
0 losses
RevenueLast 7 days
Recent Transactions
🇺🇸
Acme Corp
2m ago
+$4,200.00
🇩🇪
TechFlow GmbH
8m ago
+€1,850.00
🇯🇵
Sakura Ltd.
15m ago
+¥240,000
180+ currencies
Automatic FX conversion

Trusted by 12,000+ businesses worldwide

Stripe
Wise
Shopify
Slack
Airbnb
Figma
Linear
Vercel
Stripe
Wise
Shopify
Slack
Airbnb
Figma
Linear
Vercel
Stripe
Wise
Shopify
Slack
Airbnb
Figma
Linear
Vercel

Everything you need

Built for scale.
Designed for speed.

One integration unlocks the complete payments toolkit — from checkout to reconciliation.

Developer-first

API-first payment processing

Clean RESTful API with SDKs for Node, Python, Ruby, Go, PHP and more. Full test mode with live sandboxing. Ship in hours, not weeks.

Global reach

180+ currencies, zero friction

Accept and disburse payments in any currency. Real-time FX conversion with best-in-class exchange rates and no hidden markup.

Fraud & Risk

ML-powered fraud detection

Every transaction scored in real-time by our adaptive machine-learning fraud models. Block bad actors before they cost you money.

Speed

Instant payouts, globally

Withdraw funds to your bank account within seconds via our express payout network. Available in 50+ countries 24/7.

Dashboards

Real-time analytics & reporting

Beautiful, actionable dashboards. Monitor revenue, dispute rates, and conversion in real-time. Export to CSV, or query our data API.

Integrations

250+ native integrations

Shopify, WooCommerce, Salesforce, HubSpot, Xero, QuickBooks — plug FlowPay into your existing stack in minutes.

Simple by design

From zero to live in minutes

Four steps. That's all it takes to start accepting payments globally.

Step 01

Create your account

Sign up in 60 seconds. No credit card required. Instantly access your full sandbox environment to start testing.

Step 02

Integrate the API

Install our SDK with a single command. Copy your API key, follow our step-by-step docs, and process your first transaction in minutes.

Step 03

Accept payments

Go live and start accepting payments from customers worldwide — cards, bank transfers, wallets, and 50+ local payment methods.

Step 04

Withdraw your funds

Request payouts to any bank account globally. Settle daily, weekly, or on-demand. Funds arrive in seconds — not days.

Create free account

No credit card required · Free up to $10,000/mo

Pricing

Transparent. Predictable. Fair.

No setup fees, no hidden charges. Pay only for what you process.

Starter
$0/mo

2.9% + 30¢ per transaction

Perfect for indie hackers & early-stage startups

Start for free

Includes:

  • Up to $10,000/mo processing
  • 10 currencies
  • Basic fraud detection
  • Stripe-compatible API
  • Standard payouts (2 business days)
  • Email support
⭐ Most popular
Growth
$49/mo

1.9% + 20¢ per transaction

For scaling businesses that need global reach

Start 14-day trial

Includes:

  • Unlimited processing volume
  • 180+ currencies
  • ML-powered fraud detection
  • Full REST & GraphQL API
  • Instant payouts
  • Priority 24/7 support
  • Custom webhooks
  • Multi-user dashboard
Enterprise
Custom

Volume-based pricing — starts at 0.8%

Custom infrastructure for high-volume platforms

Talk to sales

Includes:

  • Everything in Growth
  • Dedicated infrastructure
  • Custom fraud rules engine
  • SLA 99.99% guaranteed
  • White-label option
  • Dedicated account manager
  • Custom contract & billing
  • SOC 2 Type II report

All plans include 256-bit encryption, PCI DSS Level 1 compliance, and 99.99% uptime SLA.

Trust & Security

Security you can rely on

We protect every transaction with enterprise-grade infrastructure. Your security is our full-time job.

PCI DSSSOC 2ISO 27001GDPRCCPA3DS2

PCI DSS Level 1

The highest level of PCI compliance. Every transaction is processed in our certified secure environment.

256-bit AES Encryption

Military-grade encryption for all data in transit and at rest. Your customers' data is always protected.

99.99% Uptime SLA

Guaranteed availability backed by a financially-binding SLA. Built on redundant multi-region infrastructure.

SOC 2 Type II Certified

Annual independent audits verify our security controls. Report available to Enterprise customers on request.

3D Secure 2.0

Intelligent authentication flow that reduces fraud while maximizing conversion. Compatible with all major card networks.

GDPR & CCPA Compliant

Full data residency controls. Choose where your data lives. Built-in tools for data subject requests.

Developer experience

Built for devs.
Loved by teams.

Our API follows REST best practices with predictable resource-oriented URLs, JSON-encoded responses, and standard HTTP response codes.

Idempotent requestsSafely retry any API call without double-charging.
Versioned APIBreaking changes are never deployed. Choose your version.
Webhook eventsReal-time event notifications for every payment state change.
Sandbox environmentFull-featured test mode with simulated cards, failures, and fraud.
// Install: npm install flowpay-node
import FlowPay from 'flowpay-node';

const fp = new FlowPay('sk_live_...');

// Create a payment intent
const intent = await fp.paymentIntents.create({
  amount: 4200,       // $42.00
  currency: 'usd',
  customer: 'cus_xyz123',
  metadata: {
    orderId: 'order_789',
  },
});

// Confirm the payment
const result = await fp.paymentIntents.confirm(
  intent.id,
  { payment_method: 'pm_card_visa' }
);

console.log(result.status); // → 'succeeded'

What people are saying

Loved by founders, developers & CFOs

Cost savings

"We switched from Stripe to FlowPay and cut our payment processing costs by 31%. The API is cleaner, the docs are better, and the support team actually responds in minutes."

SC
Sarah Chen
CTO, Meridian Commerce
Fraud reduction

"FlowPay's fraud detection is absolutely incredible. Our chargeback rate dropped from 1.8% to 0.12% within the first month. That alone pays for the platform 10× over."

MW
Marcus Webb
Head of Payments, Orbit Studio
Speed to market

"We went from zero to accepting payments in 14 countries in 3 days. No other platform comes close to FlowPay's time-to-revenue. It's genuinely the Stripe-killer we needed."

PN
Priya Nair
Founder, Luno Markets
Instant payouts

"The instant payout feature transformed our marketplace. Sellers now get paid within seconds of a sale. Customer satisfaction went through the roof."

JO
James Okonkwo
CEO, Trove Marketplace
Developer-first

"I integrated FlowPay over a weekend as a solo developer. The Node SDK is a pleasure to work with — clean, typed, and the sandbox is flawless. Worth every penny."

EL
Elin Larsson
Indie Developer
Compliance

"PCI compliance was giving us nightmares. FlowPay handled all of it. Our security team signed off in 48 hours — something that took months with our previous provider."

DP
Daniel Park
VP Engineering, FinStack
Free plan available — no credit card needed

Ready to grow
your revenue?

Join 12,000+ businesses processing billions with FlowPay. Start for free, scale without limits.

  • 256-bit SSL
  • < 5 min setup
  • 180+ countries
  • 24/7 support